F&IAgents

Legal notice

Last updated: August 25, 2026.

1. Identifying information

In compliance with the transparency and identification obligations imposed on information society service providers (in Germany, the Impressumspflicht under § 5 DDG/TMG; in Spain, art. 10 of the LSSI-CE), the following information is provided: the website www.financeandinvestmentagents.com (hereinafter, “F&IAgents” or “the Site”) is owned by:

  • Owner: Raúl Daniel Medina Moncada
  • Trade name: Finance & Investment Agents
  • Address: Pappelweg 27, 67346 Speyer, Germany
  • Contact email: info@financeandinvestmentagents.com
  • Tax identification number (USt-IdNr.): DE366553933
  • Business registration: Gewerbeanmeldung with the Stadt Speyer (Germany), registration number 4203, activity started on 12.09.2023

2. Purpose

F&IAgents is an online educational platform that teaches digital finance and investing concepts through short lessons, quizzes, and gamification elements (experience points, levels, streaks, badges). Accessing and using the Site makes you a user and implies acceptance, from that moment on, of this Legal Notice, the Terms of use, and the Privacy policy.

3. Educational nature of the content

All content published on F&IAgents is exclusively for educational and informational purposes. F&IAgents is not a financial institution, a securities firm, a registered financial advisor, or a broker, and no content on the Site constitutes personalized investment recommendations, financial, tax, or legal advice, or an invitation to buy or sell any financial instrument. Investment decisions are the sole responsibility of the user, who should consider consulting a qualified professional before making them.

4. Intellectual and industrial property

The Site's design, source code, logos, trademarks, trade names, texts, illustrations (including F&IAgents's mascot), and other graphic elements, as well as the educational content (lessons, quizzes, explanatory texts), are owned by Raúl Daniel Medina Moncada or its licensors, and are protected under German and European Union intellectual and industrial property law. Their reproduction, distribution, public communication, or transformation, in whole or in part, without the express authorization of the owner, is prohibited.

5. Disclaimer of liability

Raúl Daniel Medina Moncada does not guarantee the availability, continuity, or infallibility of the Site, and will not be liable for damages arising from failures or interruptions in the Site's operation, nor for decisions the user makes based on the educational content published.

6. Governing law and jurisdiction

This Legal Notice is governed by German law, as Germany is the owner's country of establishment. For dispute resolution, and without prejudice to any mandatory rights that your country of residence's consumer protection laws may grant you if you are an end consumer within the EU, the parties submit to the courts and tribunals of Speyer, Germany.

7. Contact

For any questions or inquiries related to this Legal Notice, you can write to info@financeandinvestmentagents.com.